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UnitedHealth Group Inc's Definitive Proxy Statement (Form DEF 14A) filed after their 2024 10-K Annual Report includes:
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The passage of time and the availability of additional information regarding areas of uncertainty with respect to the reporting units’ operations could cause these assumptions to change in the future.
Our revolving bank credit facilities contain various covenants, including covenants requiring us to maintain a defined debt to debt-plus-shareholders’ equity ratio of not more than 60%, subject to increase in certain circumstances set forth in the applicable credit agreement.
If the revised estimate of prior period medical costs is less than the previous estimate, we will decrease reported medical costs in the current period (favorable development).
We expect overall spending on health care to continue to grow in the future, due to inflation, medical technology and pharmaceutical advancement, regulatory requirements, demographic trends in the population and national interest in health and well-being.
We expect broad-based competition to continue as the industry adapts to individual and employer needs.
A significant downgrade in our...Read more
The availability of financing in...Read more
Financial projections and long-term growth...Read more
Revenues and earnings from operations...Read more
This trend is creating needs...Read more
The increases in revenues were...Read more
Medical costs and medical costs...Read more
UnitedHealthcare’s revenues increased due to...Read more
•UnitedHealthcare served nearly 1.1 million...Read more
Revenues also increased due to...Read more
We will continue seeking to...Read more
Revenues at Optum Health increased...Read more
Critical accounting estimates are those...Read more
Total revenues and earnings from...Read more
Enhanced clinical engagement is a...Read more
The metrics also allow management...Read more
Our two distinct, yet complementary...Read more
Revenues and earnings from operations...Read more
Depending on the health care...Read more
The resumption of Medicaid redeterminations...Read more
In June 2023, our Board...Read more
During 2023, we observed increased...Read more
Increased cash flows provided by...Read more
The MCR increased as a...Read more
The rate of market growth...Read more
We are working to accelerate...Read more
We manage our liquidity and...Read more
Critical accounting estimates involve judgments...Read more
We also consider macroeconomic variables...Read more
Optum Rx fulfilled 1,542 million...Read more
The Company’s cash requirements within...Read more
We continue to take a...Read more
For reporting units where a...Read more
Cash flows generated by these...Read more
Significant assumptions used in the...Read more
If the fair value is...Read more
Earnings from operations increased due...Read more
Assuming a hypothetical 1% difference...Read more
We use these cash flows...Read more
We may also elect to...Read more
UnitedHealth Group is a health...Read more
We completed the disposition on...Read more
As of October 1, 2023,...Read more
We believe our capital resources...Read more
When multiple credit ratings are...Read more
We endeavor to mitigate those...Read more
In each reporting period, our...Read more
The total anticipated capital required...Read more
As of December 31, 2023, we...Read more
However, we continually evaluate opportunities...Read more
Our U.S. regulated subsidiaries paid...Read more
Additionally, we decide annually on...Read more
Approximately 90% of claims related...Read more
The Board of Directors from...Read more
We expect the cash required...Read more
Company-specific adjustments to discount rates...Read more
This transition requires initial costs...Read more
A completion factor is an...Read more
Other sources of liquidity, primarily...Read more
These factors include but are...Read more
The commercial risk market remains...Read more
The operating cost ratio was...Read more
These include $7.9 billion, $3.7...Read more
Medical costs increased primarily due...Read more
Periodically, we access capital markets...Read more
Additionally, as part of our...Read more
In developing our medical costs...Read more
Earnings from operations also increased...Read more
We do not have other...Read more
A large number of factors...Read more
We have not made any...Read more
For each reporting unit, comparative...Read more
•UnitedHealthcare, which includes UnitedHealthcare Employer &...Read more
We continually forecast and manage...Read more
We continue to advocate for...Read more
On December 22, 2023, we...Read more
Health plans and care providers...Read more
Optum Health served approximately 103...Read more
(a) On January...Read more
Discount rates are determined for...Read more
Earnings from operations increased due...Read more
Other significant changes in sources...Read more
We expect the cash required...Read more
People served in Medicaid as...Read more
As a result of ongoing...Read more
Our nonregulated businesses also generate...Read more
Our most significant estimate in...Read more
Our medical cost trends primarily...Read more
Cash flows generated from operating...Read more
The health care market continues...Read more
Average shareholders’ equity is calculated...Read more
If our qualitative assessment indicates...Read more
Completion factors include judgments in...Read more
These amounts exclude agreements cancelable...Read more
Our revolving bank credit facilities...Read more
As of December 31, 2023, our...Read more
Concentrations of credit risk with...Read more
Our regulated subsidiaries generate significant...Read more
These metrics are the main...Read more
In Medicaid, we believe the...Read more
Our businesses participate in the...Read more
Medical cost trend factors are...Read more
We estimate the fair values...Read more
Given the significant portion of...Read more
Following is a summary of...Read more
Further, substantial revisions to the...Read more
These include other long-term liabilities...Read more
We frequently evaluate and adjust...Read more
Our available-for-sale debt portfolio had...Read more
To price our health care...Read more
The completion factors and medical...Read more
Completion factors are the most...Read more
As of December 31, 2023, we...Read more
If the revised estimate of...Read more
When testing goodwill for impairment,...Read more
However, we also have the...Read more
Medical cost PMPM trend factors...Read more
This policy limits the amounts...Read more
We evaluate goodwill for impairment...Read more
Financial Statements, Disclosures and Schedules
Inside this 10-K Annual Report
Material Contracts, Statements, Certifications & more
UnitedHealth Group Inc provided additional information to their SEC Filing as exhibits
Ticker: UNH
CIK: 731766
Form Type: 10-K Annual Report
Accession Number: 0000731766-24-000081
Submitted to the SEC: Wed Feb 28 2024 5:08:12 PM EST
Accepted by the SEC: Wed Feb 28 2024
Period: Sunday, December 31, 2023
Industry: Hospital And Medical Service Plans