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Santander Holdings Usa, Inc. (811830) SEC Filing 10-K Annual Report for the fiscal year ending Sunday, December 31, 2023

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811830 Annual Reports

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    10-K Annual Report March 2021
    10-K Annual Report March 2020
    10-K Annual Report March 2019
    10-K Annual Report March 2018
    10-K Annual Report April 2016

Santander Holdings Usa, Inc.

CIK: 811830
Cover - USD ($)
12 Months Ended
Dec. 31, 2023
Feb. 28, 2024
Jun. 30, 2023
Cover [Abstract]   
Document Type10-K  
Document Annual Reporttrue  
Document Period End DateDec. 31, 2023  
Current Fiscal Year End Date--12-31  
Document Transition Reportfalse  
Entity File Number001-16581  
Entity Registrant NameSANTANDER HOLDINGS USA, INC.  
Entity Incorporation, State or Country CodeVA  
Entity Tax Identification Number23-2453088  
Entity Address, Address Line One75 State Street  
Entity Address, City or TownBoston  
Entity Address, State or ProvinceMA  
Entity Address, Postal Zip Code02109  
City Area Code800  
Local Phone Number493-8219  
Entity Well-known Seasoned IssuerYes  
Entity Voluntary FilersNo  
Entity Current Reporting StatusYes  
Entity Interactive Data CurrentYes  
Entity Filer CategoryNon-accelerated Filer  
Entity Emerging Growth Companyfalse  
Entity Small Businessfalse  
ICFR Auditor Attestation Flagtrue  
Document Financial Statement Error Correction [Flag]false  
Entity Shell Companyfalse  
Entity Public Float  $ 0
Entity Common Stock, Shares Outstanding 530,391,043 
Entity Central Index Key0000811830  
Amendment Flagfalse  
Document Fiscal Year Focus2023  
Document Fiscal Period FocusFY  

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Santander Holdings Usa, Inc.'s Definitive Proxy Statement (Form DEF 14A) filed after their 2024 10-K Annual Report includes:

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SEC Filing Tools

Financial Statements, Disclosures and Schedules

Inside this 10-K Annual Report

Audit Information
Cover
Consolidated Balance Sheets
Consolidated Balance Sheets (Parenthetical)
Consolidated Statements Of Cash Flows
Consolidated Statements Of Cash Flows (Parenthetical)
Consolidated Statements Of Comprehensive Income
Consolidated Statements Of Comprehensive Income (Parenthetical)
Consolidated Statements Of Operations
Consolidated Statements Of Stockholder's Equity
Accumulated Other Comprehensive Income / (Loss)
Accumulated Other Comprehensive Income / (Loss) (Details)
Accumulated Other Comprehensive Income / (Loss) (Tables)
Borrowings
Borrowings (Tables)
Borrowings - Maturities Schedule (Details)
Borrowings - Narrative (Details)
Borrowings - Parent Company And Other Subsidiary Borrowings And Debt Obligations (Details)
Borrowings - Secured Structured Financings (Details)
Borrowings - Warehouse Lines (Details)
Business Segment Information
Business Segment Information (Tables)
Business Segment Information - Narrative (Details)
Business Segment Information - Segment Information (Details)
Ccontingencies Summary Of Liabilities For Commitments And Contingencies - Contingent Liabilities (Details)
Commitments, Contingencies, And Guarantees
Commitments, Contingencies, And Guarantees (Tables)
Commitments, Contingencies, And Guarantees - Agreements (Details)
Commitments, Contingencies, And Guarantees - Commitments To Extend Credit (Details)
Commitments, Contingencies, And Guarantees - Legal And Regulatory Proceedings (Details)
Commitments, Contingencies, And Guarantees - Letters Of Credit (Details)
Commitments, Contingencies, And Guarantees - Mplfa (Details)
Commitments, Contingencies, And Guarantees - Other Commitments (Details)
Commitments, Contingencies, And Guarantees - Ric Commitments (Details)
Deposits And Other Customer Accounts
Deposits And Other Customer Accounts (Tables)
Deposits And Other Customer Accounts - All Company Cd Maturity Schedule (Details)
Deposits And Other Customer Accounts - Cd Maturity Of $100,000 Or More (Details)
Deposits And Other Customer Accounts - Interest Expense On Deposits (Details)
Deposits And Other Customer Accounts - Narrative (Details)
Deposits And Other Customer Accounts - Summary Of Deposits And Other Customer Accounts (Details)
Derivatives
Derivatives (Tables)
Derivatives - Carrying Amount And Fair Value Hedge Adjustment (Details)
Derivatives - Derivatives Designated In Hedge Relationships (Details)
Derivatives - Derivatives Not Designated In Hedge Relationships (Details)
Derivatives - Gains (Losses) On All Derivatives (Details)
Derivatives - Narrative (Details)
Derivatives - Offsetting Of Financial Assets (Details)
Derivatives - Offsetting Of Financial Liabilities (Details)
Description Of Business, Basis Of Presentation And Acccounting Policies (Tables)
Description Of Business, Basis Of Presentation And Accounting Policies
Description Of Business, Basis Of Presentation And Accounting Policies (Policies)
Description Of Business, Basis Of Presentation And Accounting Policies - Accounting Standards Adopted (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Charge-Off Of Uncollectible Loans (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - General (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Interest Recognition And Non-Accrual Loans (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Investment Securities And Other Investments (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Leases (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Lhfs (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Oreo And Other Repossessed Assets (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Premises And Equipment (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Revenue Recognition (Details)
Description Of Business, Basis Of Presentation And Accounting Policies - Tdrs (Details)
Fair Value
Fair Value (Tables)
Fair Value - Fair Value Adjustments (Details)
Fair Value - Fair Value Measurements, Non-Recurring (Details)
Fair Value - Fair Value Measurements, Recurring (Details)
Fair Value - Fair Value Of Financial Instruments (Details)
Fair Value - Fair Value Option For Financial Assets And Liabilities (Details)
Fair Value - Quantitative Information (Details)
Fair Value - Reconciliation Of Assets And Liabilities Using Level 3 Inputs (Details)
Fair Value - Sensitivity Analysis Of Fair Value, Mortgage Servicing Rights (Details)
Fair Value - Valuation Processes And Techniques - Financial Instruments (Details)
Goodwill And Other Intangibles
Goodwill And Other Intangibles (Tables)
Goodwill And Other Intangibles - Finite-Lived Intangibles (Details)
Goodwill And Other Intangibles - Future Amortization Expense (Details)
Goodwill And Other Intangibles - Goodwill (Details)
Goodwill And Other Intangibles - Narrative (Details)
Income Taxes
Income Taxes (Tables)
Income Taxes - Changes In Liability Related To Uncertain Tax Positions (Details)
Income Taxes - Deferred Tax Assets And Liabilities (Details)
Income Taxes - Deferred Tax Carryforwards And Valuation Allowances (Details)
Income Taxes - Income Taxes From Continuing Operations (Details)
Income Taxes - Narrative (Details)
Income Taxes - Reconciliation Of Statutory And Effective Tax Rate (Details)
Investment Securities
Investment Securities (Tables)
Investment Securities - Afs Debt Securities (Details)
Investment Securities - Contractual Maturity Of Afs Debt Securities (Details)
Investment Securities - Contractual Maturity Of Htm Debt Securities (Details)
Investment Securities - Gains (Losses) On Sale Of Investment Securities (Details)
Investment Securities - Gross Unrealized Loss And Fair Value Of Afs Debt Securities (Details)
Investment Securities - Gross Unrealized Loss And Fair Value Of Htm Debt Securities (Details) (Details)
Investment Securities - Htm Debt Securities (Details)
Investment Securities - Narrative (Details)
Investment Securities - Other Investments Narrative (Details)
Investment Securities - Other-Than-Temporary Impairment (Details)
Investment Securities - Schedule Of Other Investments (Details)
Loans And Allowance For Credit Losses
Loans And Allowance For Credit Losses (Tables)
Loans And Allowance For Credit Losses - Age Analysis Of Past Due Loans (Details)
Loans And Allowance For Credit Losses - Amortized Cost Basis Loans Modified (Details)
Loans And Allowance For Credit Losses - Amortized Cost Basis Payment Defaults Prior Modification - Preceding 12 Months (Details)
Loans And Allowance For Credit Losses - Amortized Cost Basis Performance Of Modified Loans (Details)
Loans And Allowance For Credit Losses - Consumer Lending Asset Quality Indicators - Credit Score (Details)
Loans And Allowance For Credit Losses - Consumer Lending Asset Quality Indicators - Fico And Cltv Range (Details)
Loans And Allowance For Credit Losses - Lending Asset Quality Indicators (Details)
Loans And Allowance For Credit Losses - Loan And Lease Portfolio Composition (Details)
Loans And Allowance For Credit Losses - Narrative (Details)
Loans And Allowance For Credit Losses - Non-Accrual Loans (Details)
Loans And Allowance For Credit Losses - Rollforward Of Allowance For Credit Losses (Details)
Loans And Allowance For Credit Losses - Troubled Debt Restructuring Activity (Details)
Mezzanine And Stockholder's Equity
Mezzanine And Stockholder's Equity (Tables)
Mezzanine And Stockholder's Equity - Narrative (Details)
Mezzanine And Stockholder's Equity - Transactions With Santander (Details)
Non-Interest Income And Other Expenses
Non-Interest Income And Other Expenses (Tables)
Non-Interest Income And Other Expenses - Disaggregation By Revenue Source (Details)
Non-Interest Income And Other Expenses - Schedule Of Non-Interest Income (Details)
Non-Interest Income And Other Expenses - Schedule Of Other Expense (Details)
Operating Lease Assets, Net
Operating Lease Assets, Net (Tables)
Operating Lease Assets, Net - Components Of Leased Vehicles, Net (Details)
Operating Lease Assets, Net - Future Minimum Rental Receivables (Details)
Operating Lease Assets, Net - Narrative (Details)
Other Assets
Other Assets (Tables)
Other Assets - Components (Details)
Other Assets - Maturity Of Lease Liabilities (Details)
Other Assets - Narrative (Details)
Other Assets - Other Information (Details)
Other Assets - Supplemental Balance Sheet Information (Details)
Other Employee Benefit Plans
Other Employee Benefit Plans - Defined Benefit Plans And Other Post Retirement Benefit Plans (Details)
Other Employee Benefit Plans - Defined Contribution Plans (Details)
Parent Company Financial Information
Parent Company Financial Information (Tables)
Parent Company Financial Information - Balance Sheets (Details)
Parent Company Financial Information - Statement Of Cash Flows (Details)
Parent Company Financial Information - Statements Of Operations And Comprehensive Income/Loss (Details)
Premises And Equipment
Premises And Equipment (Tables)
Premises And Equipment - Narrative (Details)
Premises And Equipment - Summary Of Premises And Equipment (Details)
Regulatory Matters
Regulatory Matters (Tables)
Regulatory Matters - Actual Capital Balances (Details)
Regulatory Matters - Narrative (Details)
Related Party Transactions
Related Party Transactions (Tables)
Related Party Transactions - Deposits And Checking Accounts (Details)
Related Party Transactions - Derivatives (Details)
Related Party Transactions - Employee Services Agreements (Details)
Related Party Transactions - Letters Of Credit And Other Credit Facilities (Details)
Related Party Transactions - Loans To Officers And Directors (Details)
Related Party Transactions - Other U.S. Auto Related-Party Transactions (Details)
Related Party Transactions - Repurchase Agreements And Securities Trading (Details)
Related Party Transactions - Sc Credit Facilities (Details)
Related Party Transactions - Sc Securitizations (Details)
Related Party Transactions - Service Agreements (Details)
Related Party Transactions - Stockholder's Equity (Details)
Related Party Transactions - Us Auto Origination And Service Agreements (Details)
Securities Financing Activities
Securities Financing Activities (Tables)
Securities Financing Activities - Gross Amounts Of Liabilities Associated With Repurchase Agreements And Securities Lending Agreements By Class Of Underlying Collateral (Details)
Securities Financing Activities - Gross Amounts Of Liabilities Associated With Repurchase Agreements And Securities Lending Agreements By Remaining Contractual Maturity (Details)
Securities Financing Activities - Gross And Net Resale Repurchase Agreements, Securities Borrowing And Lending Agreements And The Related Offsetting Amounts (Details)
Securities Financing Activities - Securities Borrowed And Purchased Under Agreements To Resell (Details)
Securities Financing Activities - Securities Loaned Or Sold Under Agreements To Repurchase (Details)
Stock-Based Compensation
Vies
Vies (Tables)
Vies - Assets And Liabilities Of Vies (Details)
Vies - Cash Flow Summary (Details)
Vies - Cash Flows Received (Details)
Vies - Narrative (Details)
Vies - Off-Balance Sheet Portfolio (Details)
CIK: 811830
Form Type: 10-K Annual Report
Accession Number: 0000811830-24-000010
Submitted to the SEC: Mon Mar 04 2024 3:21:29 PM EST
Accepted by the SEC: Mon Mar 04 2024
Period: Sunday, December 31, 2023
Industry: National Commercial Banks

External Resources:
SEC.gov

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