Exhibit 99.1





Travelers Reports Full Year 2010 Net and Operating Income per Diluted Share of $6.62 and $6.26, Respectively, Compared to $6.33 and $6.29 in Prior Year


Full Year Net Income of $3.216 Billion Compared to $3.622 Billion in Prior Year – Reduction Largely Attributable to Significantly Higher Catastrophe Losses in First Half of Year


Fourth Quarter Net and Operating Income per Diluted Share of $1.95 and $1.89, Respectively, Compared to Record $2.36 and $2.12 in Prior Year — Reduction Largely Attributable to Higher Favorable Reserve Adjustments and Lower Catastrophe Losses in Fourth Quarter 2009


Full Year Return on Equity of 12.1% and Operating Return on Equity of 12.5%


Book Value per Share of $58.47, Up 11% from Year-End 2009


Board of Directors Authorizes Additional $5 Billion Share Repurchase Program


·             Fourth quarter net and operating income of $894 million and $864 million, respectively, compared to $1.285 billion and $1.155 billion in prior year.


·             Full year total revenues of $25.112 billion up 2 percent and fourth quarter total revenues of $6.332 billion down 2 percent from prior year.


·             Full year and fourth quarter net written premiums of $21.635 billion and $5.234 billion, respectively, both up 1 percent from prior year.


·             Repurchased 28.9 million common shares in fourth quarter for $1.6 billion and 95.7 million common shares in full year for $5.0 billion.


NEW YORK, January 25, 2011

— The Travelers Companies, Inc. (“Travelers,” NYSE: TRV) today reported fourth quarter and full year 2010 results.


“Our strong full year results, which we achieved notwithstanding recording more than twice the level of last year’s catastrophe losses, demonstrate Travelers’ superior risk selection skills and sophisticated pricing analytics,”  commented Jay Fishman, Chairman and Chief Executive Officer.  “That same approach to risk and reward has also driven the consistently strong performance and lower volatility of our high credit quality investment portfolio.


“In addition, we were pleased with our fourth quarter results, which were down from a record fourth quarter in the prior year.  The prior year quarter benefited from substantially higher favorable prior year reserve development, a reduction of the full year 2009 loss ratio recognized in the fourth quarter of 2009 and lower catastrophe losses.


“We are encouraged by a number of positive changes in the operating environment during the fourth quarter across our diversified commercial insurance businesses. Exposures increased for the first time since the third quarter of 2008, and, in the



The following information was filed by Travelers Companies, Inc. (TRV) on Tuesday, January 25, 2011 as an 8K 2.02 statement, which is an earnings press release pertaining to results of operations and financial condition. It may be helpful to assess the quality of management by comparing the information in the press release to the information in the accompanying 10-K Annual Report statement of earnings and operation as management may choose to highlight particular information in the press release.

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