Exhibit 99.1
CreditRiskMonitor.com, Inc.
Jerry Flum, CEO
(845) 230-3030


CreditRiskMonitor Announces 2012 Operating Results

VALLEY COTTAGE, NY—March 14, 2013—CreditRiskMonitor (OTCQX: CRMZ) reported that for the year ended December 31, 2012 revenues increased 9% to $11.06 million compared to fiscal 2011, while income from operations was $0.97 million versus $1.21 million in the prior year. Cash, cash equivalents and marketable securities at the end of 2012 decreased $0.14 million, after the payment of a cash dividend of $1.59 million in the fourth quarter of 2012, to $8.15 million from the 2011 year-end balance of $8.28 million.

Jerry Flum, CEO, said, “Our profits are down despite growing sales as the Company continues to invest in an enhanced infrastructure and additional content, which is in addition to strengthening our sales and customer service staffs. These strategic investments adversely impact our short-term results, but we strongly believe they will enhance our long-term prospects. We continue to be debt-free and our strong balance sheet provides us with financial flexibility to manage our company to achieve our long-term goals.”


Operating revenues
  $ 11,062,619     $ 10,154,200  
Operating expenses:
Data and product costs
    3,731,218       3,310,779  
Selling, general and administrative expenses
    6,206,917       5,468,802  
Depreciation and amortization
    150,069       162,482  
Total operating expenses
    10,088,204       8,942,063  
Income from operations
    974,415       1,212,137  
Other income, net
    21,945       98,592  
Income before income taxes
    996,360       1,310,729  
Provision for income taxes
    (466,543 )     (402,140 )
Net income
  $ 529,817     $ 908,589  
Net income per share of common stock:
  $ 0.07     $ 0.11  
  $ 0.06     $ 0.11  



DECEMBER 31, 2012 AND 2011

Current assets:
Cash and cash equivalents
  $ 6,422,458     $ 6,531,204  
Marketable securities
    1,725,633       1,753,072  
Accounts receivable, net of allowance of $30,000
    1,776,151       1,551,213  
Other current assets
    548,838       451,143  
Total current assets
    10,473,080       10,286,632  
Property and equipment, net
    260,438       306,810  
    1,954,460       1,954,460  
Other assets
    21,970       23,232  
Total assets
  $ 12,709,948     $ 12,571,134  
Current liabilities:
Deferred revenue
  $ 6,978,797     $ 6,471,494  
Accounts payable
    44,097       60,941  
Accrued expenses
    1,161,498       1,087,163  
Total current liabilities
    8,184,392       7,619,598  
Deferred taxes on income
    591,355       157,385  
Other liabilities
    5,190       3,714  
Total liabilities
    8,780,937       7,780,697  
Stockholders’ equity:
Preferred stock, $.01 par value; authorized 5,000,000 shares; none issued
    -       -  
Common stock, $.01 par value; authorized 25,000,000 shares; issued and outstanding 7,946,462 and 7,920,462 shares, respectively
    79,464       79,204  
Additional paid-in capital
    28,795,496       28,597,679  
Accumulated deficit
    (24,945,949 )     (23,886,446 )
Total stockholders’ equity
    3,929,011       4,790,437  
Total liabilities and stockholders’ equity
  $ 12,709,948     $ 12,571,134  


CreditRiskMonitor (http://www.crmz.com) is an Internet-based publisher of financial risk analysis and news, designed to save time for busy corporate credit and procurement/supply-chain professionals and competes with Dun & Bradstreet. The service offers comprehensive commercial credit reports covering over 40,000 public companies worldwide. Over 30% of the Fortune 1,000 already use CreditRiskMonitor’s timely news alerts and reports that feature detailed analyses of financial statements, ratio analysis and trend reports, peer analyses, as well as the Company’s  proprietary FRISK® scores.

Safe Harbor Statement

Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", “believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports. We disclaim any intention or obligation to revise any forward-looking statements, whether as a result of new information, a future event, or otherwise.

The following information was filed by Creditriskmonitor Com Inc (CRMZ) on Thursday, March 14, 2013 as an 8K 2.02 statement, which is an earnings press release pertaining to results of operations and financial condition. It may be helpful to assess the quality of management by comparing the information in the press release to the information in the accompanying 10-K Annual Report statement of earnings and operation as management may choose to highlight particular information in the press release.

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