Acnb Corp (ACNB) 10-K Annual Report March 2015

GETTYSBURG, PA, March 5 — ACNB Corporation reported net income of $10,290,000 for the year ended December 31, 2014, compared to $9,315,000 for the year ended December 31, 2013, an increase of $975,000 or 10%. Net income on a per share basis amounted to $1.71 for 2014, up from $1.56 for 2013.

Aggregate quarterly cash dividends paid to ACNB Corporation stockholders in 2014 totaled $4,622,000, or $0.77 per share. In 2013, $0.76 per share in cash dividends were paid to stockholders.

Total assets of ACNB Corporation at December 31, 2014, were $1.090 billion, up 4% from $1.046 billion at December 31, 2013. Total deposits increased by 6% from the previous year-end to $845 million. Total loans rose by 10% to $799 million, as compared to December 31, 2013. A 3% increase in stockholders’ equity resulted in an aggregate of $110 million at December 31, 2014.

ACNB Corporation, headquartered in Gettysburg, PA, is the financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and Russell Insurance Group, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace via a network of 20 retail banking offices located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York. In addition, the Bank operates a loan office in York, PA. Russell

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The following information was filed by Acnb Corp (ACNB) on Thursday, March 5, 2015 as an 8K 2.02 statement, which is an earnings press release pertaining to results of operations and financial condition. It may be helpful to assess the quality of management by comparing the information in the press release to the information in the accompanying 10-K Annual Report statement of earnings and operation as management may choose to highlight particular information in the press release.

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Acnb Corp's Definitive Proxy Statement (Form DEF 14A) filed after their 2015 10-K Annual Report includes:

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Financial Statements, Disclosures and Schedules

Inside this 10-K Annual Report

Material Contracts, Statements, Certifications & more

Acnb Corp provided additional information to their SEC Filing as exhibits

Exhibit 10.3: 10.3

Exhibit 10.4: Material Contract

Exhibit 21: Subsidaries Of The Registrant

Exhibit 23.1: Consents Of Experts And Counsel

Exhibit 23.2: Consents Of Experts And Counsel

Exhibit 31.1: Rule 13A-14(A)/15D-14(A) Certification

Exhibit 31.2: Rule 13A-14(A)/15D-14(A) Certification

Exhibit 32.1: Section 1350 Certification

Exhibit 32.2: Section 1350 Certification

Ticker: ACNB
CIK: 715579
Form Type: 10-K Annual Report
Accession Number: 0001047469-15-001759
Submitted to the SEC: Fri Mar 06 2015 1:16:10 PM EST
Accepted by the SEC: Fri Mar 06 2015
Period: Wednesday, December 31, 2014
Industry: State Commercial Banks