Acnb Corp (ACNB) 10-K Annual Report March 2011

GETTYSBURG, PA, March 7—ACNB Corporation reported year-to-date net income of $8,419,000 for the year ended December 31, 2010, compared to $7,219,000 for the year ended December 31, 2009, an increase of $1,200,000 or 17%. Net income on a per share basis amounted to $1.42 for 2010 and $1.22 for 2009. The most significant component of the Corporation’s net income is net interest income, which rose 9% to $35,017,000 for the year ended December 31, 2010, in comparison to $32,252,000 for the year ended December 31, 2009.

Aggregate quarterly cash dividends paid to ACNB Corporation stockholders in 2010 totaled $4,506,000, or $0.76 per share. This is the same per share amount that was paid in 2009 and 2008.

Total assets of ACNB Corporation at December 31, 2010, were $969 million, a slight increase from $962 million at December 31, 2009. Total deposits increased by 2% over the previous year to $747 million. Total loans rose by 3% to $665 million, as compared to December 31, 2009. A 6% increase in stockholders’ equity resulted in an aggregate of $93.8 million at December 31, 2010.

ACNB Corporation, headquartered in Gettysburg, PA, is the financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and Russell Insurance Group, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace via a network of 19 retail banking offices located throughout Adams County, PA, as well as in Dillsburg and Hanover, York County, PA, and in Newville, Cumberland County, PA. In addition, the Bank operates loan

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The following information was filed by Acnb Corp (ACNB) on Monday, March 7, 2011 as an 8K 2.02 statement, which is an earnings press release pertaining to results of operations and financial condition. It may be helpful to assess the quality of management by comparing the information in the press release to the information in the accompanying 10-K Annual Report statement of earnings and operation as management may choose to highlight particular information in the press release.

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Acnb Corp's Definitive Proxy Statement (Form DEF 14A) filed after their 2011 10-K Annual Report includes:

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Material Contracts, Statements, Certifications & more

Acnb Corp provided additional information to their SEC Filing as exhibits

Exhibit 21: Subsidaries Of The Registrant

Exhibit 31.1: Rule 13A-14(A)/15D-14(A) Certification

Exhibit 31.2: Rule 13A-14(A)/15D-14(A) Certification

Exhibit 32.1: Section 1350 Certification

Exhibit 32.2: Section 1350 Certification

Ticker: ACNB
CIK: 715579
Form Type: 10-K Annual Report
Accession Number: 0001047469-11-002026
Submitted to the SEC: Fri Mar 11 2011 12:31:58 PM EST
Accepted by the SEC: Fri Mar 11 2011
Period: Friday, December 31, 2010
Industry: State Commercial Banks