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Exhibit 99.1
FOR IMMEDIATE RELEASE
Contacts:
William S. McCalmont 972/753-2314
Executive Vice President & CFO
wmccalmont@acecashexpress.com
ACE CASH EXPRESS REPORTS RECORD
FISCAL 2005 SECOND QUARTER NET INCOME AND EPS
Total Store Network Grows 10% in Last 12 Months
DALLAS (January 20, 2005)ACE Cash Express, Inc. (NASDAQ:AACE) announced diluted earnings per share of $0.42 for its fiscal 2005 second quarter ended December 31, 2004, a 24 percent increase over its diluted earnings per share of $0.34 in the second quarter of fiscal 2004. Net income of $5.8 million in the second quarter of fiscal 2005 increased 57 percent from $3.7 million in the second quarter of fiscal 2004.
During the second quarter of fiscal 2005, ACEs total revenue increased 9 percent to $64.7 million versus $59.2 million in the prior year period. This increase is primarily due to a 20 percent increase in loan fees and interest and a 19 percent increase in bill payment services.
ACEs second quarter financial performance was excellent and is representative of our ability to continue to meet the needs of our customers and the large under-banked consumer marketplace, said Jay B. Shipowitz, President and CEO. Over 10 million customers visited our stores seeking our diversified financial service offerings. We continue to generate strong comparable sales growth driven by loan fees, which increased 14 percent and bill payment services, which rose 16 percent, during the second quarter.
Among the Companys accomplishments during the second quarter of fiscal 2005 were:
| The total ACE store network, including franchised stores, had a record 10 million customer visits and processed approximately $2.4 billion in transactions. | |||
| Comparable store sales increased 4.8 percent compared to the second quarter of fiscal 2004. |
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Ace Cash Express Inctx's Definitive Proxy Statement (Form DEF 14A) filed after their 2005 10-K Annual Report includes:
CIK: 849116
Form Type: 10-Q Quarterly Report
Accession Number: 0000950134-05-002239
Submitted to the SEC: Tue Feb 08 2005 12:38:33 PM EST
Accepted by the SEC: Tue Feb 08 2005
Period: Friday, December 31, 2004
Industry: Functions Related To Depository Banking