UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  April 25, 2018


AMERICAN EXPRESS CREDIT CORPORATION
(Exact name of registrant as specified in its charter)


Delaware
1-6908
11-1988350
(State or other jurisdiction of incorporation or organization)
(Commission File Number)
(IRS Employer Identification No.)
 
200 Vesey Street
New York, New York
 
10285
(Address of principal executive offices)
 
(Zip Code)

Registrant's telephone number, including area code: (212) 640-2000

Not Applicable
(Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
 






 
Item 2.02 Results of Operations
For the three months ended March 31, 2018, American Express Credit Corporation will report (a) net income of $129 million compared to net income of $59 million for the three months ended March 31, 2017, (b) provisions for losses of $64 million compared to $62 million for the three months ended March 31, 2017 and (c) a ratio of earnings to fixed charges of 1.68 compared to 1.62 for the three months ended March 31, 2017
.

 
 
 
-1-



 
SIGNATURE
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
 
  AMERICAN EXPRESS CREDIT CORPORATION  
 (REGISTRANT)  
     
 
By:
/s/ Douglas C. Turnbull  
    Name: Douglas C. Turnbull  
    Title: Secretary  
       



Date:  April 25, 2018
-2-

The following information was filed by American Express Credit Corp on Wednesday, April 25, 2018 as an 8K 2.02 statement, which is an earnings press release pertaining to results of operations and financial condition. It may be helpful to assess the quality of management by comparing the information in the press release to the information in the accompanying 10-Q Quarterly Report statement of earnings and operation as management may choose to highlight particular information in the press release.

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